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Contact your local club office to inquire about charges, as these vary by region. As with banks, order your euros at least a week in advance. Travelex and money exchange companies are another option. You'll usually get a worse exchange rate than at your bank - but you may find this to be the most convenient and the fastest option.

Travelex lets you pick up your euros at a local office or your departure airport, or choose home delivery. The best part? Travelex is fast. You can usually get your euros by the next day. And you can't beat the convenience of home delivery. Bottom line: What is the best way to get euros before you travel? The cheapest way will be through your bank. The quickest and most convenient way may be through Travelex or a similar service.

And don't waste time agonizing about the cost differences of ways to get euros before you travel. Smaller stores may not accept them, and at some places, the cashier will scan them to see to see if they are legitimate. Travelers checks haven't been widely accepted in hotels, restaurants, stores, or other businesses in Paris for decades. ATMs, credit, and debit cards have made them effectively obsolete in France. You will see Travelex machines, which look almost exactly like ATM machines, in numerous places at CDG, especially in Terminal 2 where most international flights arrive.

Although using Travelex for currency exchange before you leave home can be a great deal because of its speed and convenience, the airport Travelex machines have a potentially costly pitfall you should avoid: an option to charge your transaction in your home currency such as dollars which will cost you a lot more if you choose it. Being charged in your own currency when you're in another country is what's called dynamic currency conversion, or DCC.

Maybe even more, if your bank imposes exceptionally high fees. If you didn't get euros before leaving home and want to get some at the airport, go ahead and use the Travelex machines - but just say "NO" when asked if you want to be charged in your own currency. Always choose the local currency, euros, to avoid extra DCC charges. What about bank ATMs at the airport? It is accessible Monday through Friday, am-5pm. If you can find it, you'll get a better exchange rate and not have to deal with the "do you want to be charged in your own currency" question but searching for it may not be worth the hassle, especially if you're in a different terminal.

You may also see Bureaux de Change currency exchange office at the airport. And if you're using a drive-through, keep your doors locked. The dollars are good at WDW shops, restaurants, and resorts, as well as Disney stores everywhere. This is a great way to give a preset allowance to kids for their souvenirs.

If you have any leftover dollars, you can exchange them for real currency upon leaving WDW or keep them as a souvenir. Note: Pay close attention if you have a refund coming. Some items, such as strollers, wheelchairs, and lockers, require a deposit, and Disney staffers will frequently use Mickey money for refunds. If you don't want it, just let them know and they'll be happy to give you real cash.

Credit cards also provide a convenient record of all your expenses and offer relatively good exchange rates. You can withdraw cash advances from your credit cards at banks or ATMs, but high fees make credit-card cash advances a pricey way to get cash. It's highly recommended that you travel with at least one major credit card in Orlando.

You must have a credit card to rent a car, and hotels and airlines usually require a credit card imprint as a deposit against expenses. International visitors using chip-and-PIN cards or smart cards, as they are often called will have to have their cards swiped they still have a magnetic strip , and in most cases sign for their purchases no PIN required , as the U. Disney, Universal, and SeaWorld parks, shops, restaurants but not most fast-food outlets and resorts Disney and Universal accept all five major credit cards mentioned above.

Additionally, the WDW and Universal resorts will let you charge purchases made in their respective park shops and restaurants to your hotel room, but you must settle up when you check out. Be sure, however, to keep track of your spending as you go along so you won't be surprised when you get the total bill. Debit cards are also a commonly accepted form of payment in most Orlando stores and restaurants as well as select resorts.

Debit cards draw money directly from your checking account. Some stores enable you to receive cash back on your debit card purchases as well. The same is true at most U. The main lesson here is to beware of hidden fees when traveling. Check with your credit or debit card issuer to see what fees, if any, will be charged for overseas transactions.

Recent reform legislation in the U. But many banks have responded by increasing fees in other areas, including fees for customers who use credit and debit cards while out of the country -- even if those charges were made in U.

Check with your bank before departing to avoid any surprise charges on your statement. Money-Saving Tips For the budget conscious and those who prefer not to completely deplete their financial portfolio , here are a few helpful suggestions and reminders: Become a member.

Bring your own stroller. Or consider purchasing an inexpensive model while you're in town -- the rental fees at the theme parks can easily exceed the cost of a new stroller in just a couple days. Pack snacks and drinks. While it is part of the Disney experience to purchase the occasional Mickey bar, pail of popcorn, turkey leg, or souvenir cup filled with the soda of your choice, bringing your own supplementary stash of snacks and bottled water purchased at area grocers, not at your hotel into the parks will save you a bundle in the end.

Theme-park prices for such items are beyond believable. Budget for souvenirs. Also an integral part of the Disney experience is souvenir shopping.

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